Terms of Use

Effective Date: January 1, 2025

Welcome to KPF Advance: Cash Plan Finder. Please read these Terms of Use ("Terms") carefully before using our services. By accessing or using KPF Advance: Cash Plan Finder, you agree to be bound by these Terms. If you do not agree, you must not use the platform.

KPF Advance: Cash Plan Finder is owned and operated by Kroger Personal Finance LLC, located at 555 Race St Cincinnati, OH, 45202-2347.

1

Acceptance of Terms

By accessing or using KPF Advance: Cash Plan Finder, you agree to be bound by these Terms. If you do not agree, you must not use the platform.

KPF Advance: Cash Plan Finder is owned and operated by Kroger Personal Finance LLC, located at 555 Race St Cincinnati, OH, 45202-2347.

2

Description of Services

KPF Advance: Cash Plan Finder is a loan matching platform that helps users:

  • Connect with potential third-party lenders
  • Explore personalized loan options
  • Begin the application process directly with lenders

We are not a lender, broker, or credit provider. We do not issue loans, make credit decisions, or participate in any loan agreements. All loan terms are determined solely by the lender.

3

Eligibility

You must be at least 18 years old (or the legal age in your state) to use this service. By using KPF Advance: Cash Plan Finder, you confirm that you meet this requirement.

4

User Responsibilities

If you create an account, you're responsible for:

  • Keeping your login credentials secure
  • All activity under your account

You agree not to:

  • Use the platform for illegal or fraudulent purposes
  • Provide false or misleading information
  • Attempt to interfere with or disrupt KPF Advance: Cash Plan Finder's services
5

Content and Accuracy

KPF Advance: Cash Plan Finder provides information from third-party lenders for informational purposes only. We aim for accuracy, but we cannot guarantee the completeness or reliability of lender-provided content.

  • Loan offers and terms are the responsibility of the individual lenders.
  • User-submitted data is your responsibility.
  • Nothing on KPF Advance: Cash Plan Finder constitutes financial advice.
6

Third-Party Financial Services

KPF Advance: Cash Plan Finder simply facilitates connections between users and lenders.

  • We do not endorse or guarantee any lender or loan offer.
  • Loan agreements are governed by the lender's terms, not ours.
  • All interactions with lenders occur outside the KPF Advance: Cash Plan Finder platform.
7

No Financial Advice or Endorsement

KPF Advance: Cash Plan Finder does not provide financial, legal, or tax advice. All decisions made through our platform are at your discretion. We encourage you to consult a qualified advisor before entering any financial agreement.

8

Limitation of Liability

Kroger Personal Finance LLC and its affiliates are not responsible for:

  • Inaccurate lender information
  • Third-party loan terms or practices
  • Any financial loss or outcome resulting from your use of the platform

Your use of KPF Advance: Cash Plan Finder is at your own risk.

9

Privacy Policy

By using KPF Advance: Cash Plan Finder, you consent to the practices described in our Privacy Policy. This includes how your personal data is collected, used, and shared.

10

Changes to These Terms

We may update these Terms at any time. Changes become effective upon posting. Continued use of KPF Advance: Cash Plan Finder means you accept the updated Terms.

11

Contact Us

For any questions regarding these Terms, please contact:

Kroger Personal Finance LLC
555 Race St Cincinnati, OH, 45202-2347
support@kpfadvance.com
(646) 322-7814