Privacy Policy - KPF Advance: Cash Plan Finder

Kroger Personal Finance LLC ("we," "us," or "our") operates the KPF Advance: Cash Plan Finder platform. This Privacy Policy explains how we collect, use, and protect your information when you use KPF Advance: Cash Plan Finder. By using the App, you agree to the practices described here.

1. Our Services

KPF Advance: Cash Plan Finder is a loan matching service that helps users:

Connect with third-party lenders.
Explore loan options based on submitted information.
Initiate loan applications with external lenders.

We do not issue loans or make credit decisions.

2. Information We Collect

2.1 Information You Provide

Name, contact details
Date of birth
Social Security Number
Financial and employment information
Loan preferences

2.2 Information Collected Automatically

IP address and device details
Browser or OS version
Usage metrics and app interactions
Cookies or similar technologies

2.3 Analytics Tools

We use third-party services to understand usage trends and improve the platform experience.

3. How We Use Your Information

We use your data to:

Connect you with potential lenders
Verify your identity
Customize your experience
Ensure legal and operational compliance
Prevent fraud

We do not:

Make lending decisions
Sell your personal data to unrelated third parties

4. How We Share Information

We may share your information with:

Lender Partners

To help you explore loan offers that meet your needs and connect you with potential lenders.

Service Providers

For platform operations, technical support, and essential service delivery.

Regulatory Bodies

As required by applicable laws and regulations to maintain legal compliance.

We share only what's necessary and always in accordance with privacy laws.

5. Security and Data Retention

We use industry-standard safeguards to protect your information. Data is retained only as long as needed for our services or legal requirements. You can request deletion by contacting us.

6. Your Rights

Depending on your location, you may:

Request access or correction of your data
Request deletion of your data
Opt out of promotional messages

7. Compliance

We comply with applicable privacy laws, including:

California Consumer Privacy Act (CCPA) General Data Protection Regulation (GDPR) Other U.S. state regulations

8. Policy Updates

We may revise this policy. Any updates will be posted with a new effective date. Continued use of KPF Advance: Cash Plan Finder implies acceptance of changes.

9. Contact Us

For privacy-related inquiries:

Kroger Personal Finance LLC
Address: 555 Race St Cincinnati, OH, 45202-2347
Email: support@kpfadvance.com
Phone: (646) 322-7814